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Financial Highlights

Units in US$'000 31/12/16
Audited
31/12/15
Audited
31/12/14
Audited
31/12/13
Audited
31/12/12
Audited
Change
(%) 1
Consolidated Financial Results
Assets 4,664,726 3,885,317 3,139,772 2,407,791 1,982,743 20.06%
Loans and Advances (net) 2,841,391 2,507,887 2,043,688 1,527,680 1,294,789 13.30%
Liabilities 4,003,936 3,340,882 2,698,624 2,021,546 1,716,119 19.85%
Deposits 3,126,171 2,695,640 2,269,891 1,709,596 1,507,751 15.97%
Share Capital 307,764 265,726 225,536 185,672 113,170 15.82%
Shareholders' Equity 2 657,159 541,168 437,367 370,611 252,144 21.43%
Gross Income 475,604 403,645 316,940 271,170 226,343 17.83%
Profit Before Income Tax 158,383 132,591 102,005 101,489 81,861 19.45%
Net Profit After Tax 126,887 105,068 80,369 79,717 65,003 20.77%
Earnings Per Share $0.4123 $0.3954 $0.3563 $0.4293 $0.5744 4.27%
Dividend 3 $0.2062 $0.1977 $0.1782 $0.2147 $0.2872 4.30%
Unconsolidated Financial Results
Assets 4,561,024 3,802,463 3,051,460 2,297,745 1,908,178 19.95%
Loans and Advances (net) 2,713,635 2,405,465 1,955,083 1,439,488 1,231,210 12.81%
Liabilities 3,890,650 3,243,898 2,599,055 1,927,561 1,655,755 19.94%
Deposits 3,051,676 2,616,361 2,202,384 1,643,082 1,460,869 16.64%
Share Capital 307,764 265,726 225,536 185,672 113,170 15.82%
Shareholders' Equity 670,374 558,565 452,405 370,185 252,423 20.02%
Gross Income 445,740 380,018 296,519 252,677 214,867 17.29%
Profit Before Income Tax 152,821 132,933 102,953 97,731 79,274 14.96%
Net Profit After Tax 122,305 106,159 82,220 77,761 63,649 15.21%
Earnings Per Share $0.3974 $0.3995 $0.3646 $0.4188 $0.5624 -0.53%

Highlights of 2016 4

  • Assets rose 19.95% to US$4,561 million.
  • Loans (net) grew 12.81% to US$2,714 million.
  • Non Performing Loans to Total Loans were contained at 0.68%.
  • Deposits increased by 16.64% to US$3,052 million.
  • Net Profit After Tax (NPAT) increased by 15.21% to US$122.31 million.
  • Shareholders' Equity grew by 20.02% from US$558.56 million to US$670.37 million.
  • Return on Equity (ROE) at 18.24%.
  • ACLEDA Bank Plc. network consists of 259 branches covering all provinces and cities in the Kingdom of Cambodia.
  • ACLEDA Bank Plc. has 5 subsidiaries which are ACLEDA Securities Plc., ACLEDA Institue of Business, ACLEDA Properties Ltd., ACLEDA Bank Lao Ltd. (41 Branches and Offices), and ACLEDA MFI Myanmar Co., Ltd. (6 Branches and Offices).

Note:

  1. From 31/12/15 to 31/12/16.
  2. Excludes Minority interest of the subsidiaries.
  3. Dividend from 2012 - 2014 (paid out as share) is 50% of Net Profi t After Tax (NPAT). From 2015 - 2016 was distributed 10% and 40% (paid out as share) of NPAT.
  4. These figures relate to the operations of ACLEDA Bank Plc. only, so differ from the consolidated financial statements which include the subsidiaries.

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ACLEDA Bank Plc. Headquarters
Registration No. 00003077
#61, Preah Monivong Blvd., Sangkat Srah Chork,
Khan Daun Penh, Phnom Penh, Cambodia.
P.O. Box: 1149
Tel: +855 (0)23 998 777 / 430 999
Fax: +855 (0)23 430 555
E-mail: acledabank@acledabank.com.kh
SWIFT Code: ACLBKHPP
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Figures in our website are quoted for indication purpose only and subject to variation. Please contact our nearest branch or Call Center for our services requirements and more information.